No commission baccarat drops the 5% charge on banker wins and replaces it with a single rule: a banker win with a total of 6 pays half. It sounds like a better deal for banker players. Over many hands it costs them more, and it makes player the cheaper bet.
The 6 ruleEdge per sideEZ-style tables
Paying 5% commission on every banker win is awkward to follow: $19 back on a $20 win, $47.50 on $50. No commission baccarat removes that friction. Banker wins pay even money, and the house takes its share in one lump instead: banker wins with a total of 6 pay only half.
The arithmetic
Banker wins with a total of 6 on about 5.4% of hands. On those hands, a banker bet that would have won 1 unit wins 0.5.
| Classic table | No-commission table | |
|---|---|---|
| Banker win payout | 0.95 to 1 | 1 to 1, but 0.5 to 1 with a 6 |
| Banker edge | 1.06% | about 1.46% |
| Player edge | 1.24% | 1.24% |
| Cheaper side | Banker | Player |
The commission on a classic table costs banker players about 2.3 units per 100 hands. The 6 rule costs them about 2.7 units. The "no commission" table is the more expensive one for banker.
What it costs per session
| Stake | Hands | Banker, classic | Banker, no commission | Player, either |
|---|---|---|---|---|
| $10 | 100 | $10.60 | about $14.60 | $12.40 |
| $25 | 300 | $79.50 | about $109.50 | $93.00 |
On a no-commission table, switching to player saves about $1.70 per 100 hands at $10.
Play live baccarat with crypto.
Why casinos offer it
- Speed. No commission to calculate, so rounds settle faster.
- Simplicity. Even-money payouts are easier to follow on a phone screen.
- Margin. The house earns more on banker bets than with the commission.
None of these are reasons to avoid the table. They are reasons to switch sides on it.
EZ-style tables
Another way to remove the commission: banker wins with a three-card total of 7 become a push instead of a win. That happens on about 2.25% of hands. The banker edge on these tables is about 1.02%, slightly below a classic table, and player stays at 1.24%. If a casino offers this rule, banker is the better bet again.
EZ-style tables often add side bets such as a bet on banker winning with a three-card 7 or player winning with a three-card 8. Those side bets carry edges in the high single digits or more; treat them like the tie bet.
How to tell which table you are at
The table's name is not always enough. Open the info or help screen and look for:
- "Banker wins with 6 pay 1:2" or "50%": the no-commission 6 rule.
- "Banker 3-card 7 is a push": the EZ-style rule.
- "5% commission": a classic table.
Choosing your side by table
| Table rule | Bet |
|---|---|
| 5% commission | Banker |
| Banker 6 pays half | Player |
| Banker three-card 7 pushes | Banker |
Casinos with live no-commission tables
Vave
4.9/5- Licence
- Curaçao OGL/2024/1676/0905 · Latcas B.V.
- Coins
- 90: BTC, ETH, USDT, LTC, DOGE, TON
- Withdrawal cap
- in instalments
Large wins are paid in instalments, per the terms.
Bitcasino.io
4.8/5- Licence
- Anjouan ALSI-202509076 · EZ Spins Ltd
- Withdrawal cap
- 1,000,000 USDT per week (clause 6.10)
- ID check above
- €2,500
Withdrawal cap written in the terms: 1,000,000 USDT per week.
Wild.io
4.7/5- Licence
- Anjouan ALSI-202504044-FI2 · Stack Gaming Ltd
- Coins
- 12: BTC, ETH, BCH, LTC, DOGE, ADA
- Withdrawal cap
- $100,000 per week (clause 9.6)
Withdrawal cap written in the terms: $100,000 per week.
BC.Game
4.2/5- Licence
- Anjouan ALSI-202410011-FI1 · Operating company not stated
- Coins
- 150: BTC, ETH, XRP, LTC, TRX, USDT
- Withdrawal cap
- not stated
No withdrawal cap stated in the terms.
Ordered by the withdrawal cap written in each casino's terms, highest first.
Live studios supply no-commission tables to most crypto casinos. The table rules are the studio's; the withdrawal rules are the casino's, and those are what this list is sorted by.
Our BTC baccarat casino guide keeps the house edges and the casinos together.
Questions and answers
How does no commission baccarat work?
Banker wins pay 1 to 1 instead of 0.95 to 1. In exchange, when banker wins with a total of 6, the bet pays 1 to 2: half the stake. Player and tie bets work as usual.
Is no commission baccarat better?
Not for banker bets: the edge rises from about 1.06% to about 1.46%. Player stays at 1.24%, so on these tables player is the better bet.
How often does banker win with 6?
About 5.4% of hands. Each time, a banker bet that would have won its stake wins only half of it.